Now available — AI-powered CFO intelligence

The AI CFO your
business has
been missing.

Navo analyzes your financials in real time and tells you exactly what to do next — with confidence scores, dollar impact, and CFO-grade reasoning. Under $100/month.

Get Started Free → See How It Works
No credit card required  ·  Setup in minutes  ·  Cancel anytime
Navo CFO Verdict
Your business · Updated now
HEALTHY
Revenue is up 12% and cash is strong at $24,830. Gross margin of 72.4% is top 18% of your peer group. My one urgent concern: an invoice is 11 days overdue — 3-day window to collect it in full.
Business Health
Cash Flow
88
Revenue
82
Margin
78
Invoice Health
42
Tax Readiness
74
My #1 Recommendation Right Now
Chase Ridge Builders — $2,800 overdue, 3-day window
94% confident
82%
of business failures are caused by cash flow problems — not lack of revenue
$6K
average monthly cost of a fractional CFO — only available to businesses that can afford it
33M
small businesses in the US with zero access to expert financial intelligence
$49
what Navo costs per month — the CFO your business deserves, finally affordable
The Problem

Your tools record the past.
Navo tells you the future.

QuickBooks shows you what happened. Spreadsheets show you what happened. Your CPA tells you what happened — three months later. Nobody tells you what to do.

82%
The Cash Flow Trap
Most business failures aren't caused by bad products. They're caused by owners who didn't see the cash crisis coming until it was too late. The data was always there — nobody was reading it.
$6K+
The Expertise Gap
Expert financial guidance exists. It costs $3,000–$10,000 per month for a fractional CFO. The owners who need it most are the ones who can least afford it. That's the gap Navo was built to close.
Zero
The Decision Gap
Every tool on the market was built for accountants — not owners. They record transactions. They generate reports. None of them answer the question every owner actually has: what should I do right now?
Product

Built for the owner,
not the accountant.

Every screen in Navo is designed to answer one question: what should I do next? Not what happened last month.

🧠
CFO Verdict
Every morning: your business health across 5 dimensions, your #1 priority with a confidence score, and a specific action — the way a real CFO would brief you. Not a dashboard. A verdict.
Live health scoresConfidence %#1 priority
⚡
Decision Engine
6–10 prioritized decisions at all times — each with dollar impact, urgency, CFO reasoning in plain English, and a one-tap action. Chase the invoice. Cut the subscription. Reserve the tax funds. With the data to back it up.
Dollar impactCFO reasoningOne-tap actions
💬
Ask CFO
Your full P&L, Balance Sheet, and Cash Flow are loaded into an AI that speaks like a CFO — not a chatbot. Ask anything. Get a specific, numbers-first answer with a recommended action, not generic advice.
Full financial contextPlain EnglishSpecific actions
📊
Forecast + Benchmarks
30/60/90-day cash projections with scenario modeling. Revenue concentration risk analysis. Industry benchmarks vs thousands of comparable businesses. Week-by-week cash calendar so surprises don't stay surprises.
90-day forecastIndustry benchmarksConcentration risk
How It Works

From sign up to CFO verdict
in under 5 minutes.

1
Create your account
Sign up with your email, enter your business name, and tell Navo a few key numbers — revenue, monthly costs, cash on hand. No accountant needed. No data migration. Just a few fields.
2
Navo analyzes your business
Navo builds your financial picture in real time — P&L, cash flow forecast, concentration risk, industry benchmarks. Every number is contextualized against thousands of comparable businesses.
3
Know what to do next
Open Navo and see your CFO verdict — health score, top decision, confidence percentage, and a specific next step. Ask follow-up questions. Take action. Your CFO is always available.
Comparison

Built different.

Every competitor was designed for someone else. Navo is the only product built specifically for the owner — not the CFO, bookkeeper, or accountant.

Product Price Mobile AI Decisions Owner Focus Setup
🏆 Navo $49–$99/mo ✓ ✓ ✓ Owner Minutes
QuickBooks $30–$180/mo Partial ✗ Bookkeeper Days
Pilot (Bookkeeping) $599+/mo ✗ ✗ Accountant Weeks
Hiring a CFO $3K–$10K/mo Sometimes Human Mostly Months
Spreadsheets + gut feel Free ✗ ✗ You decide Ongoing
Pricing

Simple. Transparent.
No surprises.

Start free. Upgrade when you're ready. Cancel anytime — no contracts, no annual commitments required.

Starter
$49
per month
Solo operators and 1–2 person businesses
  • CFO Verdict — daily briefing
  • Decision Engine (6 decisions)
  • Ask CFO (50 queries/month)
  • P&L, Balance Sheet, Cash Flow
  • 30-day cash forecast
  • Industry benchmarks
Get Started →
Most Popular
Growth
$99
per month
Teams of 3–10 people, growing fast
  • Everything in Starter
  • Ask CFO — unlimited queries
  • 90-day cash flow forecast
  • Revenue concentration risk
  • 12-week cash calendar
  • What-If scenario simulator
  • Payroll tracking
  • CPA export (PDF)
Get Started →
Scale
$199
per month
Multi-entity businesses and CPA firms
  • Everything in Growth
  • Multiple business entities
  • White-label for CPA firms
  • Custom industry benchmarks
  • API access
  • Dedicated onboarding
  • Priority support
Contact Us →
All plans include a 14-day free trial. No credit card required to start.
Get Early Access

Your business deserves
a real CFO.

Join hundreds of small business owners who stopped guessing and started knowing. Get your first CFO verdict in under 5 minutes.

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